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There are many who treat saving and investing as an afterthought when it comes to budgeting their monthly income by spending all month and investing or saving whatever excess income they have at the end. Every Financial Advisor you will ever speak to will advise you against this, insisting that you instead “Pay Yourself First.”
The concept of paying yourself first is a popular investment attitude shared by every investor serious about growing their portfolio and ensuring their future financial wellbeing. It simply boils down to treating your savings and investments as the first and most crucial expense to be covered every month. Rather than waiting to see how much you have left at the end of the month, commit to a certain percentage of your monthly income to be transferred into your portfolio at the very beginning of the month to ensure you build the successful habit of consistently investing in your future. Smart investing begins with taking an active and serious commitment to your future self.
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